Conditional Sale (Instalment Credit) Explained

A traditional way to finance the purchase of a vehicle. With a fixed interest rate you get fixed monthly repayments over an agreed repayment period.

How does it work?

• We will discuss your individual requirements based on the vehicle, the duration of the agreement, the available deposit (normally between 0 to 40%) and your monthly budget
• Duration between 6 - 60 months (12 - 60 months standard offer)
• This product is available on new and used cars 
• For used vehicles the vehicle cannot exceed 12 years of age at the end of the agreement
• After paying the initial deposit you make monthly direct debit payments to cover the amount borrowed plus any interest and fees
• The interest is fixed, which means you'll know exactly how much you will repay throughout the term of the agreement
• At the end of your agreement, provided all the payments have been made, the vehicle is yours

Features and Benefits

1. A fixed monthly payment
2. Ownership at the end of the contract period if all payments have been met
3. Once you are the owner you take the profit or loss on the resale

Optional Products & Services

If you want to know more about how contract hire can benefit you and or your business, why not get in touch with our Local Business Sales Consultant at W R Davies Citroën who can explain all the funding options available.

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