Financing Your Fleet with Ford Pro™ Finance

At W R Davies Ford Transit Centre, we can help you find the right vehicles for your business and help you get them on the road – quickly and easily. Making the right decision about financing your vehicle is as important as getting the right vehicle for the job. At W R Davies Ford, we have a range of financing solutions to suit your business and a specialist team to support you. Whether you are considering vehicle ownership, leasing or need an experienced team with fleet finance experience, Ford Pro™ Finance is here to support you.


Ford Credit Finance Plans

Download the comparison below to help choose which type of financing is right for you.


You can compare the features and benefits of our products in the downloadable table below for your commercial vehicle.


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Ford Credit

Ford Credit

Convenient to arrange and with flexible terms to suit your needs. Ford Acquire is our traditional hire purchase plan. 

Ford Acquire, Ford options & Ford Options Cashplan: you or your business will own the vehicle once all the payments (including the final balloon payment or Optional Final Payment where applicable and Purchase Fee have been made.

Ford Lease

An alternative to vehicle ownership, Ford Contract Hire involves a low capital outlay with fixed monthly rentals and no vehicle disposal worries at the end of the agreement.

Ford Lease | Vans & Pickups Offers

Ford Lease | Car Offers

Ford Commercial Line of Credit

Commercial Line of Credit

Running a small or medium business with multiple vehicles and want to simplify your business finance? If your business likes to own their vehicles then a Commercial Line of Credit may be right for you. Available on Ford Acquire, Ford Acquire with balloon, Ford Options and Ford Options Cashplan hire purchase plans.


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​FORD ACQUIRE EXPLAINED

Ford Acquire is a traditional Hire Purchase product for car customers who are interested in ownership. Once all monthly payments are made (including the Purchase Fee), your business will own the car.
Ford Acquire - Ford Transit van

How Ford Acquire Works


Your deposit is deducted from the price of the vehicle. The balance plus any interest and fees is split into equal monthly payments depending on the length of your agreement.

Your fixed monthly payment will depend on the following:

  • Agreement length – choose from 24 to 60 months
  • The amount of the deposit you wish to pay
  • The Ford car you want to drive

Will Ford Acquire work for me and my business?

  • If you want to own your car at the end of the contract, Ford Acquire is our best product for you
  • Your business may benefit from any profit from the sale of the car
  • There may be writing down allowances available

Here are your next steps:

  1. W R Davies Ford will be able to provide you with an instant quotation showing your monthly payments
  2. Once you are happy with your quote, we will submit your application to Ford Credit
  3. When the finance documentation is complete, you can drive away in your new Ford car.

At the end of the Ford Acquire agreement


Assuming all payments including the Purchase Fee have been made, the vehicle belongs to your business. If your business requirements include financing a number of cars that you want to own, you should consider a Line of Credit (eligibility criteria apply). To find out more, and for help choosing which vehicle you want, contact the W R Davies Ford team.


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FORD FINANCE LEASE EXPLAINED

Ford Finance Lease is our lease plan, available with or without a final balloon rental. Choosing the balloon option enables you to further reduce your monthly rental. This plan provides you with the flexibility to be able to early settle your agreement or extend the lease for a secondary term in exchange for the payment of a nominal annual fee. At the end of the initial contract period, you have three choices available to you to settle any balloon rental.

Ford Finance Lease

How Ford Finance Lease works

You pay an advance rental followed by fixed monthly rentals. You may further reduce your rentals by choosing the Ford Finance Lease with balloon option.

Your fixed monthly rental will depend on the following:

  • Agreement length – choose from 24 to 60 month terms
  • The amount of the advance rental
  • The Ford vehicle you want to drive
  • If you have chosen Finance Lease with Balloon option your monthly rental will be lower.

What happens next?

W R Davies Ford will calculate your advance rental (typically three monhtly rentals) and fixed monthly rentals

At the end of the Ford Lease agreement.


At the end of the agreement, you are responsible for selling the commercial vehicle on behalf of Ford Lease by choosing one of the following options:

                    • Sell the vehicle on behalf of Ford Lease to a third party
                    • Agree a part exchange price with your Ford Dealer and the Dealer purchases the vehicle from Ford Lease.
                    • Ford Lease will return 100% of the sale proceeds to you less any fees associated with the vehicle sale.

    If you have taken the balloon option, you must settle the balloon amount with Ford Lease at the end of the primary term. You may extend your agreement by paying a nominal peppercorn rental of £100+VAT per year.

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    FORD CONTRACT HIRE EXPLAINED

    Ford Contract Hire is perfect if you don’t want to own your vehicle and want to simply return your vehicle at the end of your agreement. For peace-of-mind motoring you can also include a maintenance plan (at additional cost). It also entitles you to a free replacement vehicle if you happen to have a breakdown.

    Ford Contract Hire* is an alternative to vehicle ownership. Low capital outlay and tax allowable rentals*.​

    Ford Contract Hire

    How Ford Contract Hire works

    You pay an advance rental, followed by fixed monthly rentals and return the vehicle to Ford Lease at the end of your agreement.

    Your fixed monthly rental will depend on the following:

    • Agreement length – choose from 24 to 60 month terms.
    • Annual mileage
    • The advance rental amount
    • The Ford commercial vehicle you want to drive


    What does my agreement include?​

    Road fund licence for the duration of the agreement​

    Will Ford Contract Hire work for me and my business?​

    • If you don't want to own your commercial vehicle, Ford Contract Hire could be the option for you
    • VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental
    • Your rentals may be tax allowable

    I am interested. What do I need to do?

    Your local W R Davies Ford will be able to provide you with an instant quotation showing your advance rental (typically three monthly rentals) and your monthly rental. For additional peace of mind, choose the optional service, maintenance, and repair package. Your fixed monthly rental will include the following**:

    • Routine servicing
    • Maintenance and repairs
    • Tyre repair and replacement (Upgrades and winter tyres excluded)
    • Exhausts
    • Batteries
    • MOTs (where applicable)

    ** Subject to Fair Wear and Tear.

    What happens at the end of the Contract Hire agreement?

    There are no part exchange or disposal issues. At the end of the agreement, you simply return the vehicle to us. Your dealer can discuss your new car needs and provide you with a new finance quote. If you are interested then you take out a new Ford Contract Hire agreement and collect the latest model***.

    Business users only. You will not own the vehicle at the end of the agreement.

    *** Further costs may apply subject to mileage and condition. Restrictions apply.​


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    FORD OPTIONS EXPLAINED

    Your monthly payment is lower when compared to a Ford Acquire agreement of the same deposit* and length.

    How Ford Options works

    • Your deposit* and the Optional Final Payment are deducted from the price of the Commercial Vehicle.
    • The balance plus any interest and fees is split into equal monthly instalments depending on the length of your agreement.
    • The Optional Final Payment is due at the end of your agreement.
    • The Optional Final Payment is the anticipated future value of your Commercial Vehicle assuming its mileage and condition is as agreed when you signed your agreement.
    • At the end of the agreement you have the option to own the Commercial Vehicle.

    Ready to take the next step? What happens now:

    • Visit your nearest Ford Transit Centre to help you choose the Ford Commercial Vehicle you want to buy.
    • Tell us your anticipated annual mileage.
    • Choose the deposit (maximum 35%) you want to pay and your preferred repayment period.
    • W R Davies Ford Transit team will be able to provide you with an instant quotation showing your fixed monthly payments.
    • Once you are happy with your quote we will submit your application to Ford Credit.
    • When the finance documentation is complete you can drive away in your new Ford Commercial Vehicle.

    FORD OPTIONS CASHPLAN EXPLAINED

    Ideal if you have a cash deposit and do not want to be tied to monthly payments.

    How Ford Options Cashplan works

    • The Optional Final Payment is deducted from the price of the Commercial Vehicle.
    • Interest and fees are added to the balance and this is paid as an Advance Payment.
    • There are no monthly payments and the Optional Final Payment is due at the end of your agreement.
    • The Optional Final Payment is the anticipated future value of your Commercial Vehicle assuming its mileage and condition is as agreed when you signed your agreement.
    • At the end of the agreement you have the option to own the Commercial Vehicle.

    What do I need to do?:

    • Visit W R Davies Ford Transit Centre to help you choose the Ford Commercial Vehicle you want to buy.
    • Tell us your anticipated annual mileage and preferred repayment period.
    • Our Ford Transit team will calculate your Advance Payment.
    • When the finance documentation is complete, you can drive away in your new Ford Commercial Vehicle.

    What happens at the end of my Ford Options or Ford Options Cashplan agreements?


    RENEW:

    Choose another Commercial Vehicle

    RETURN:

    Hand the Commercial Vehicle back

    RETAIN:

    Keep the Commercial Vehicle


    You can trade-in your old Commercial Vehicle, or sell it privately if you prefer.
    You must settle your account and then you may use any excess value over your Optional Final Payment as a deposit on your next Ford Commercial Vehicle.


    You’ll have nothing further to pay, providing the Commercial Vehicle is in good condition and the agreed mileage hasn’t been exceeded.


    If you decide to keep the Commercial Vehicle, you just need to pay the Optional Final Payment plus the Purchase Fee and it’s yours to drive away.

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    Ready to know more?

    If you’d prefer a real conversation about leasing a Commercial Vehicle, visit our Ford Transit Centre in Llangefni. Our Commercial Vehicle Specialists are more than happy to answer any questions you might have. They’ll take the time to talk to you about your business needs, and thanks to their expert knowledge of the Ford Commercial Vehicle range, they will help you select your perfect vehicle, set up a test drive and also tailor a finance solution to match your needs. They’ll even explain our range of leasing products to ensure you choose the right solution for your business.

    Business Users Only

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